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South Carolina is an income cap state, meaning that in order to be eligible for Medicaid long term care benefits there is a hard income limit. Non income cap states allow applicants to spend down money for their care, whereas income cap states require the amount to be no higher than their limit at time of Sohth.

Residency and Citizenship — the applicant must be a resident of South Carolina and a U. The applicant must meet certain medical requirements consistent with the level of care requested.

Persons must need care Loooking thirty 30 consecutive days. Income that is above the limit can be placed into a qualified trust, which designates funds solely for the costs accrued by Medicaid.

Asset Limitations Exempt vs. Available — Medicaid divides assets into two categories: Exempt assets are specifically designated under the rules, and ownership of an exempt asset by the applicant will not result in a denial of benefits.

If vor asset is not listed as exempt then it needs to be liquidated and applied toward the costs of nursing home care Lpoking the applicant can receive Medicaid benefits. The state has a look back period of 5 years with a penalty for people who sell assets below fair market price, transfer assets to others, or give money and property away.

Basically, all money Model city NY wife swapping property, and any Looking for some one to South carolina down with that can be valued and turned into cash, is a countable asset unless it is listed as exempt.

Whenever an institutionalized person sells a previously exempted residence, the money from the sale becomes a countable asset. Non-saleable property, household furnishings, furniture, clothing, jewelry, Lookig other personal effects are not counted.

Amount of assets community spouse may retain: Community spouse impoverishment protection: This is a program between the state and private insurance companies. Partnership policies protect assets by matching dollar for dollar what policy holders pay into their policies.

For married couples each spouse needs to purchase their own policy. South Carolina Long Term Care South Carolina is an income cap state, meaning that in order to be eligible for Medicaid long term care benefits there is a hard income limit. In South Carolina, an applicant must have health issues, which result in assistance with at least five activities of daily living ADLs.

The five ADLs are: Under South Carolina law, the transfer of assets to certain recipients will not trigger a period of ineligibility. Exempt Assets for an applicant in South Carolina include: One automobile, no equity amount specified. Retirement funds that cannot be converted into cash.

South Carolina long term care insurance partnership: Request Information Further Reading: